Gift and Estate Taxes: An Overview of Annual and Lifetime Exemptions
An introduction to gift and estate taxes that also covers the relevant exemptions one should be aware of to avoid being taxed on their estate or gifts.
Avoiding Double Taxation on RSUs, ESPP, ISOs, and Other Company Equity
The sale of employer equity can result in double taxation if one is not careful with making the necessary cost basis adjustments.
Backdoor & Mega Backdoor Roth Strategies
Backdoor Roth strategies which allow high-income earners to still contribute to a Roth IRA and potentially super-contribute to their Roth 401k.
What is IRMAA?
An explanation of the IRMAA surcharge for Medicare Part B & D, and how you can avoid or lessen the amount you owe.
Enhancing the Tax Benefits of Direct Indexing with a Short Overlay Strategy
An advanced tax strategy that enhances the potential for capital losses generated by direct indexing by adding one or more short positions.
A Brief Overview of Medicare
An explanation of the various components of Medicare, what you’ll need to know before signing up, and how you can shop around for a plan.
Early Retirement: Accessing Retirement Funds before 59.5
Retirement accounts can be accessed before 59.5 in a variety of ways that avoids any early withdrawal penalty.
New York’s Quasi-Progressive Income Tax System
Wylie explains how New York’s income tax system may cause you to pay more taxes at certain bend points than expected.
Environmental, Social, and Governance (ESG) Funds Overview
Alexa defines Environmental, Sustainable, and Governance (ESG) investing, and summarizes how to navigate the growing number of ESG funds available.
New Rates For I Bonds – April 2023
The new I Bond semi-annual inflation rate will be 1.69%. This article will explore how we calculate that and information on those considering whether they should buy in now, or sell old I Bonds.
Highlights from SECURE 2.0 Act
The SECURE 2.0 Act, signed into law on December 23, 2022, has an extensive list of changes relevant to retirement planning. The following is a brief overview of some of the changes:
What are I Bonds? Should I Buy Them?
I Bonds are inflation-protected bonds offered directly by the U.S. Treasury. Although they generally won’t return as much as stocks, they are great to maintain purchasing power.